Refinancing a loan is the number one way most of our clients reduce interest repayments on their Home Loan or Investment Loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better Home Loan or Investment Loan.
As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.
We're a proud member of the Mortgage and Finance Association of Australia and have clients right across Australia. If you're looking to refinance your Home or Investment Loan, we have the expertise and experience to guide you through the process and make the right choice.
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I could not speak higher of James if I tried. As someone as inexperienced as I am reaching out to James, I felt completely judgement free when asking him anything and everything. He is so patient, understanding, and will make sure you understand the process top to bottom and will always check in to make sure everything is smooth. Easy communication, speedy and punctual replies, and genuine care. Look no further when it comes to a mortgage broker! He is your guy!
Chrissy
James was very pleasant to deal with, he was super helpful in developing a personal strategy for my goals and providing various lenders to fulfil my strategy with the best option. I felt well supported with any questions I had without any pressure to do anything I wasn't comfortable with.
Callum Smith
I couldn’t be happier with the support I received from Dare Finance in securing my home loan. From start to finish, the process was smooth and stress-free, thanks largely to James. He was an amazing operator professional, knowledgeable, and ...
Anthony Ash
Referred by word of mouth, James Waters exceeded my expectations. He guided me through each step and made complex topics easy to understand - always looking out for my best interests.
Joe Henshall
Couldnt be happier with James from Dare Finance. The process was smooth and stress free and he kept me informed at every stage. Highly recommend him to any first home buyer
Robert Pugliese
James is friendly to deal with, quick to respond and offers sound advice. Everything you could want in a mortgage broker. Highly recommend!
Arun Sanghe
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.