Construction Loans

Turn your building plans into a reality with a construction loan

5.0

from 9 Reviews

We'll help you fund your new build or renovation

Getting a construction loan is a crucial step for those looking to build their dream home or undertake a significant renovation project. Construction Loans are specifically designed to provide funds in stages as the construction progresses, rather than as a lump sum upfront. Getting a construction loan can be complex, as in addition to understanding your financial situation, banks will generally need to understand the details of the build before providing approval. We can help you understand the process and make sure you have all the documentation required before submitting an application - saving you valuable time in getting your build underway.

Construction Loans operate differently to other types of loans with the funds being provided to pay builders and suppliers as the construction progresses. This means that you'll only pay interest on the funds you've accessed rather than the whole loan. Understanding how a Construction Loan operates and how it enables you to build or renovate is critical and we have the expertise to make sure you understand the process and get the right loan for you.

We're a proud member of the Mortgage and Finance Association of Australia and can help with Construction Loans right across Australia. If you're looking to build or renovate, we have the expertise and experience to guide you through the process and make the right choice.

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Our Recent Reviews

I could not speak higher of James if I tried. As someone as inexperienced as I am reaching out to James, I felt completely judgement free when asking him anything and everything. He is so patient, understanding, and will make sure you understand the process top to bottom and will always check in to make sure everything is smooth. Easy communication, speedy and punctual replies, and genuine care. Look no further when it comes to a mortgage broker! He is your guy!

Chrissy

James was very pleasant to deal with, he was super helpful in developing a personal strategy for my goals and providing various lenders to fulfil my strategy with the best option. I felt well supported with any questions I had without any pressure to do anything I wasn't comfortable with.

Callum Smith

I couldn’t be happier with the support I received from Dare Finance in securing my home loan. From start to finish, the process was smooth and stress-free, thanks largely to James. He was an amazing operator professional, knowledgeable, and ...

Anthony Ash

Referred by word of mouth, James Waters exceeded my expectations. He guided me through each step and made complex topics easy to understand - always looking out for my best interests.

Joe Henshall

Couldnt be happier with James from Dare Finance. The process was smooth and stress free and he kept me informed at every stage. Highly recommend him to any first home buyer

Robert Pugliese

James is friendly to deal with, quick to respond and offers sound advice. Everything you could want in a mortgage broker. Highly recommend!

Arun Sanghe

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.